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Non QM Product Highlights: 620 Min fico; loan amounts up to $2,000,000 on all products; Up to 90% LTV with NO MI; Bank Statement Loans (Self Employed) 620 Min FICO; Up to 90% LTV , NO MI; Loan Amounts up to $2,000,000; SFR, Condo, 2-4 units ok; 12 and 24 months Personal Bank Statements; 12 and 24 months Business Bank Statements
· Are you looking for non-qm loans for your private residence, and you’re not sure who to turn to? Consider seeking help from HomeXpress Mortgage. Read about our services below. Who is HomeXpress Mortgage Corporation? HomeXpress Mortgage Corporation is a company that specializes in non-qualified mortgage.
As a result, some lenders have begun to originate so-called "non-QM loans," which as the name implies, do not comply with the Qualified Mortgage rule. The downside to providing these loans is the lack of liability protection, along with a less liquid secondary market to unload the mortgages to investors.
HomeXpress Mortgage Corporation is a company that specializes in non-qualified mortgage (non-QM) loans. It was established by mortgage professionals whose goal was to offer loans to borrowers who didn’t fit under the qualified mortgage category. These professionals have many years of lending experience and quality service under their belts.
As non QM mortgage lenders, we help brokers provide non QM loans products to their clients. Our account executives work directly with brokers and our Broker Platform gives brokers a real-time look at loan status for all of their clients. HomeX Non QM Loans – Products .
We’re excited to announce another new non-QM loan program: Denali! The Denali Non-qm loan program offers better rates and higher LTVs than many competing non-QM programs. Plus you can access jumbo loan amounts with no mortgage insurance.. Equal Housing Lender.
A lender must make a good-faith effort to determine that you have the ability to repay your mortgage before you take it out. This is known as the "ability-to-repay" rule. If a lender loans you a Qualified Mortgage it means the lender met certain requirements and it’s assumed that the lender followed the ability-to-repay rule.
2019-01-02 · With so many non-QM lenders out there, how do you pick the one to use? It’s pretty simple, go with the best. Watch how Alex makes his decision.