No Ratio Loans

On the matter of the negative net worth and capital adequacy ratio, the disgruntled staff mentioned that the Bank of Ghana’s report failed to mention that the negative net worth and the negative CAR.

No ratio loans mean neither the borrower, nor the property has to qualify with income documentation. There are no DTI or DSCR limitations. Loans are based on the asset value.

There’s no easy answer to this question. For example, let’s say your lender will approve loans with a maximum DTI ratio of 45%. You earn $5,000 per month, so multiplying $5,000 by 45% shows that.

LTV stands for “Loan-to-Value”. The loan to value ratio is the loan amount compared to the apprised market value of a property. Lenders use LTV ratios to determine the amount of equity a borrower will have on a property. The lower the LTV on a mortgage the.

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