Interest Rate 15 Year Fixed Refinance

It will also help you calculate how much interest you’ll pay over the life of the loan. The average rate for a 15-year fixed refi is 3.30 percent, down 7 basis points over the last seven days. Monthly.

For example, a 30-year fixed-rate loan has a term of 30 years. An Adjustable-rate mortgage (ARM) is a mortgage in which your interest rate and monthly payments may change periodically during the life of the loan, based on the fluctuation of an index. Lenders may charge a lower interest rate for the initial period of the loan.

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