Loan Calculator with amortization schedule. print-friendly, mobile-friendly. calculate mortgages, Car Loans, Small Business Loans, etc.
Loans have four primary components: the amount, the interest rate, the number of periodic payments (the loan term) and a payment amount per period. You can use the PMT function to get the payment when you have the other 3 components. For this example, we want to find the payment for a $5000 loan with a 4.5% interest rate, and a term of 60 months.
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Calculate the term (number of payments) for a conventional loan or mortgage with a specified regular payment amount. All of our financial calculators will calculate the term of a cash flow. What is different about the Ultimate Financial Calculator is that it will also calculate the term after a payment or interest rate adjustment.
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Estimate loan payments, projected overhead, and debt load to help you with your decision.. Calculations will appear automatically.. Loan Term Calculator.
After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment.
Using our Auto Loan Monthly Payment Calculator, here’s how a bigger down payment could help save you money using these numbers: Price of the car: $13,000 Interest rate (APR): 15% Loan term: 60 months.
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Other loans are amortizing loans, where you pay down the loan balance over a set period (such as a five-year auto loan). Use a basic loan calculator: For most home and auto loans this Google Sheets calculator will handle the math for you, so you don’t have to do calculations manually.