In depth view into US 30 year mortgage rate including historical data from 1971, charts and stats.. The US 30-Year Mortgage Rate is the fixed interest rate that US home-buyers would pay if they were to take out a loan. 20, 2018, 4.62%.
Mortgage Rates Today 15 Year Fixed Mortgage Rates And Payments Mortgage Interest Rate Fundamentals – An interest rate is the price of money, and a home mortgage interest rate is the price of money loaned against the security of a specific home. The interest rate is used to calculate the interest payment the borrower owes the lender. The rates quoted by lenders are annual rates. On most home mortgages, the interest payment is calculated monthly.